Very Affordable Starter Home - Ideal for 1st time home buyer. This 3 bedroom, 2 bathroom, 1 car garage could use a little TLC: carpet, paint, etc. Very nice yard located on a quiet cul-de-sac just 5 minutes away from shopping, restaurants, bars, recreational center, private fishing lakes, churches, hospital and a 27-hole golf course. This ranch-style home is on a gravel road with a concrete driveway. The home has natural gas for forced air heating, a metal roof and wood siding. The Pagosa Lakes Property Owners Association is only $265.00 per year.